https://www.ohbaby.co.nz/forum/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Sun, 05 Apr 2026 07:17:29 +0000 Tue, 09 Feb 2010 09:26:44 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 12.04 360 https://www.ohbaby.co.nz/forum/RSS_post_feed.asp?TID=31410 https://www.ohbaby.co.nz/forum/forum_images/web_wiz_forums.png https://www.ohbaby.co.nz/forum/ https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930734&title=fertility-cover-with-fertility-associates#930734 Author: Hope1
Subject: 31410
Posted: 09 February 2010 at 9:26am

Yeah you're right- thats the biggest thing for us- the money and this will take that pressure off once we have saved for it upfront.]]> Tue, 09 Feb 2010 09:26:44 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930734&title=fertility-cover-with-fertility-associates#930734 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930731&title=fertility-cover-with-fertility-associates#930731 Author: Lulu30
Subject: 31410
Posted: 09 February 2010 at 9:24am

Yeah i'm pretty sure that's right re MC vs. live birth. Not sure what happens if you have testing and the baby has an illness or chromosomal abnormality. I know in the contract it says you aren't allowed to have caffiene or alcohol, and they reserve the right to test you to make sure!!!

I totally agree, i think they would give it their best go to get you your baby! Although i'm sure they always do, but it would take the mental pressure off yourselves knowing that you've paid upfront and you are so likely to get a baby in the end.

]]> Tue, 09 Feb 2010 09:24:40 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930731&title=fertility-cover-with-fertility-associates#930731 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930342&title=fertility-cover-with-fertility-associates#930342 Author: Hope1
Subject: 31410
Posted: 08 February 2010 at 8:47pm

Lulu30 and Hope- thanks for your feedback

So have I got this right- if baby dies at birth thats counted as a live birth? But if you miscarry at any time that is not counted?

I think at this stage we will carry on applying for cover- the clinic said we were good candidates for it- and given we pay som much they must do their REAL best to get you pregnant and keep the money!!]]> Mon, 08 Feb 2010 20:47:45 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930342&title=fertility-cover-with-fertility-associates#930342 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930163&title=fertility-cover-with-fertility-associates#930163 Author: pikelets
Subject: 31410
Posted: 08 February 2010 at 7:20pm

Thanks

Wow! That sounds amazing, 70% money back guarantee.   (We were with Fertility Plus but didn't get to the IVF stage (very lucky).

Anyway, it sounds good, is very expensive though and I'm sure DH and I wouldn't have paid that, however, if I had the money to, I would due to the success rate and money back option.

Good luck with your decision Hope1 and congrats Hopes! Good luck Lulu!


Edited coz I read this back and didnt say good luck to Lulu - oops

Edited by Star]]> Mon, 08 Feb 2010 19:20:49 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930163&title=fertility-cover-with-fertility-associates#930163 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930110&title=fertility-cover-with-fertility-associates#930110 Author: Hopes
Subject: 31410
Posted: 08 February 2010 at 6:33pm

Here's the link to the info on FA's website. The basic summary is that you get three tries at IVF for a set price, and if all three are unsuccessful you get a portion of you money back.]]> Mon, 08 Feb 2010 18:33:23 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=930110&title=fertility-cover-with-fertility-associates#930110 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=928518&title=fertility-cover-with-fertility-associates#928518 Author: pikelets
Subject: 31410
Posted: 07 February 2010 at 8:27pm

**lurker in**

May I ask what Fertility Cover is??? I havent heard of it before.

** lurker out**]]> Sun, 07 Feb 2010 20:27:15 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=928518&title=fertility-cover-with-fertility-associates#928518 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=925776&title=fertility-cover-with-fertility-associates#925776 Author: Hopes
Subject: 31410
Posted: 05 February 2010 at 4:23pm

I think Lulu's right, and that having previous treatments does affect your eligibility for the scheme. That one would be easy to check, though.

We were going to do this. We'd given it a lot of thought, and decided that paying $26-grand-ish, with roughly an 85% success rate, was a better option for us than paying $10-grand-ish for one cycle, with a 40%-odd success rate.

I also liked the fact that the scheme works because some people do get pregnant on the first go. So even though it would feel like a waste of money if we did, I'd know that the extra money I'd spent was allowing someone to have three goes if need be, or pay her a portion of what she spent back if it didn't work. It's not like you'd be lining some fat cat's pockets.

I was actually quite satisified with the 'live baby' clause. It is possible that the baby could die straight after birth, but I was happy with the odds, and very pleased that the scheme did extend that far (not just to a 20-week scan or something).

Obviously, we didn't end up having to go down that track, but for what it's worth, those were some of the factors in our decision. ]]> Fri, 05 Feb 2010 16:23:04 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=925776&title=fertility-cover-with-fertility-associates#925776 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=925563&title=fertility-cover-with-fertility-associates#925563 Author: Lulu30
Subject: 31410
Posted: 05 February 2010 at 2:43pm

Hi Hope 1

We looked into this too when starting our IVF journey because it was brand new as an option. We seriously considered it, got the application forms etc. I read the contract though and got freaked out because the definition of live birth was pretty broad - any baby with an umbilical heart beat basically. Which lead me to beleive youcould pay your 24 k ++ and still miss out if the baby you had didn't make it past delivery. And once you have had your live birth, it appeared that that's it - you've lost your entitlement to any more rounds under that cover.

Also we were using a donor so that wasn't covered etc so was an extra charge on top. I'm not sure if they accept people that have previsouly had IVF before?? If they do, despite the concerns i had, i still think it's a great idea considering the difficulty you have had after 2 rounds. I regret not choosing it as an option now that I am in the 2ww...paranoia has set in and i think, why didn't i choose the safe option!!

If you do decide to go ahead, if you have any lawyer friends, get them to look over the contract with you, because it did appear quite restrictive.

Hope this helps ]]> Fri, 05 Feb 2010 14:43:17 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=925563&title=fertility-cover-with-fertility-associates#925563 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=925507&title=fertility-cover-with-fertility-associates#925507 Author: Hope1
Subject: 31410
Posted: 05 February 2010 at 2:20pm

Hi- is anyone doing this? I w uld love to know what you think- we have had two private treatments and as I am not eligible for the waiting list until July this year (so public wouldnt be til mid next year) we are considering this as an option.

Would love feedback- thanks]]> Fri, 05 Feb 2010 14:20:15 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=31410&PID=925507&title=fertility-cover-with-fertility-associates#925507