https://www.ohbaby.co.nz/forum/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Sun, 05 Apr 2026 22:22:51 +0000 Tue, 07 Dec 2010 14:50:30 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 12.04 360 https://www.ohbaby.co.nz/forum/RSS_post_feed.asp?TID=36798 https://www.ohbaby.co.nz/forum/forum_images/web_wiz_forums.png https://www.ohbaby.co.nz/forum/ https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1215212&title=asb-ivf-assistance#1215212 Author: frankie
Subject: 36798
Posted: 07 December 2010 at 2:50pm

yep its approx 3% lower than the standard rate.

http://www.stuff.co.nz/sunday-star-times/features/4395247/Maybe-baby-IVF-loan-adverts-spark-uproar]]> Tue, 07 Dec 2010 14:50:30 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1215212&title=asb-ivf-assistance#1215212 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1215101&title=asb-ivf-assistance#1215101 Author: Hopes
Subject: 36798
Posted: 07 December 2010 at 12:30pm

It does sound like they'll offer IVF customers a reduced interest rate on their average personal loans, which is good ]]> Tue, 07 Dec 2010 12:30:06 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1215101&title=asb-ivf-assistance#1215101 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1215063&title=asb-ivf-assistance#1215063 Author: GuestGuest
Subject: 36798
Posted: 07 December 2010 at 11:32am

Good on you for saying something MB! ]]> Tue, 07 Dec 2010 11:32:47 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1215063&title=asb-ivf-assistance#1215063 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1214959&title=asb-ivf-assistance#1214959 Author: MaeBeeBaby
Subject: 36798
Posted: 07 December 2010 at 9:18am

The advert is on www.morefm.co.nz today. I was 'interviewed' this morning when I rung up to voice my thoughts on the ad - I was a bit incensed that Si said that 'IVF is often unsuccessful' and that was the primary reason I called because that statement is quite frankly very misleading and NOT what people want to hear - people NEED hope, plus I personally know of more successful stories than non successful stories, as a lot of my friends have successfully had children through IVF! Plus I wanted to state that multiple pregnancies in women over 35 are very frowned upon as they increase the chance of miscarriage and health issues/birthing issues, and that ad shows a lady who IMO is over 35 and ends up with triplets - not to mention the amount of people who already think along the lines of 'pay for IVF and thus kill two birds with one stone and hope for twins'.]]> Tue, 07 Dec 2010 09:18:53 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1214959&title=asb-ivf-assistance#1214959 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1210412&title=asb-ivf-assistance#1210412 Author: trouble06
Subject: 36798
Posted: 29 November 2010 at 10:04pm

BTW because i am in aussie havent seen the adverts either.]]> Mon, 29 Nov 2010 22:04:54 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1210412&title=asb-ivf-assistance#1210412 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1210384&title=asb-ivf-assistance#1210384 Author: lsttcdiver
Subject: 36798
Posted: 29 November 2010 at 9:37pm

We're not with ASB but borrowed our first private cycle from our bank at the same rate as our mortgage. Our bank manager is lovely but I agree you should think hard about the debt especially with the outcome you are hoping for.]]> Mon, 29 Nov 2010 21:37:57 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1210384&title=asb-ivf-assistance#1210384 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1210383&title=asb-ivf-assistance#1210383 Author: High9
Subject: 36798
Posted: 29 November 2010 at 9:37pm

Haven't seen the add, but saw it in the Sunday mag and they made it sound good and appealing like they were giving money away but of course banks are in it to make $$. ]]> Mon, 29 Nov 2010 21:37:38 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1210383&title=asb-ivf-assistance#1210383 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1210314&title=asb-ivf-assistance#1210314 Author: trouble06
Subject: 36798
Posted: 29 November 2010 at 8:12pm

Oon another note - in the papers yesterday I saw the bank is in trouble with the watchdog or whoever about the advert. I think about 8 complaints have been made about the advert.]]> Mon, 29 Nov 2010 20:12:05 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1210314&title=asb-ivf-assistance#1210314 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1208057&title=asb-ivf-assistance#1208057 Author: MaeBeeBaby
Subject: 36798
Posted: 25 November 2010 at 9:50pm

It's nothing new - it's just newly marketed. At Repromed they give you forms with ASB's logo on them to apply for the loan.

To show the ad with multiple children is giving such false hope - I have only heard about it, not seen it. Every specialist I have seen really frowns upon multiple births, especially with the over 37's!

IMO if you have your own home, borrowing the money against your home loan is far cheaper.

It's a real Catch22 that some of us have to borrow the money to pay to get pregnant, and then if successful we will go down to one income yet have another $10k or more added onto the combined debt. For us, it means having to throw every single possible cent into the mortgage in the next year if we are successful so we can try to not only pay back the extra $$$ borrowed, but to reduce the size of our overall debt to make repayments a bit lighter on the pocket while we are one income. (But YES it WILL be worth it!!! ]]> Thu, 25 Nov 2010 21:50:24 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1208057&title=asb-ivf-assistance#1208057 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1207002&title=asb-ivf-assistance#1207002 Author: astral_monkey
Subject: 36798
Posted: 24 November 2010 at 2:17pm

Hmmm... interesting ad.

Wonder how that couple will afford the repayments on the loan and car with triplets to feed and clothe!

Colour me skeptical.]]> Wed, 24 Nov 2010 14:17:19 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1207002&title=asb-ivf-assistance#1207002 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1206788&title=asb-ivf-assistance#1206788 Author: LadyBee
Subject: 36798
Posted: 24 November 2010 at 10:02am

Wow just saw the add last night for the first time
ASB is really pulling the heart strings, even DH commented on it !
Do they have special interest rates for the loan?
]]> Wed, 24 Nov 2010 10:02:00 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1206788&title=asb-ivf-assistance#1206788 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1205433&title=asb-ivf-assistance#1205433 Author: GuestGuest
Subject: 36798
Posted: 22 November 2010 at 2:14pm

It's just a personal loan.
They make it sound like they are giving money away!]]> Mon, 22 Nov 2010 14:14:26 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1205433&title=asb-ivf-assistance#1205433 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1205405&title=asb-ivf-assistance#1205405 Author: Hopes
Subject: 36798
Posted: 22 November 2010 at 1:46pm

Does anyone know any details about this? I'm just curious - we were going to start IVF but Jacob intervened , and it's such a big expense that any assistance for people that do have to go down that track would be good.

Anyone know what they're offering? Their website doesn't give a lot of details - I'm imagining it's a personal loan type scheme?

ETA that the add's slightly unrealistic, isn't it? Still, I guess it's just dramatic effect, and any help's a good thing

Edited by Hopes]]> Mon, 22 Nov 2010 13:46:03 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=36798&PID=1205405&title=asb-ivf-assistance#1205405